Free credit reports are useful for identifying identity theft and reviewing active accounts but do very little to help a potential creditor gauge your creditworthiness.
Free credit reports are useful for identifying identity theft and reviewing active accounts but do very little to help a potential creditor gauge your creditworthiness.
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I am not sure whether you should go for Free Credit Reports or not, but having them checked and be prepared before going to apply for a loan is a great idea since there can be few errors which are purely not of your fault so getting them removed at the last moment is not a good idea. It may take time, so prepare yourself well.
Hello Bill,
Free Credit Report.com is a scam and is NOT free. They have you sign up for a monthly subscription fee and then give you a “free” credit report. Annual Credit Report.com is the only truly free credit report that consumers can receive, albeit one per year. Thanks for the comments.
Benjamin